Curriculum Vitae
Salma Salsabila
Accounting graduate with a solid background in Accounting & Budgeting and Insurance Business Operations. Currently working as a Business Operations at OTO.com, supporting various administrative processes, managing the distribution of hard-copy policies, handling more than 200 customer payment <br /> invoices per month, and ensuring accurate and timely document delivery. Previously worked as an Accounting & Budgeting at PT Permata Graha Nusantara, where she prepared and analyzed the company’s <br /> budget realization, compared actual expenses against budget allocations, and updated the company’s annual financial reports.
Agustus 2025
Universitas Mercu Buana
S1 • Accounting • IPK 3.80
Maret 2025 - Sekarang
Insurance Business Operations
PT Carbay Services Indonesia by Cardekho SEA • Pekerja Lepas
• Created insurance premium payment links for customers via payment gateway such as Xendit, supporting
Bank Transfer (Virtual Account) and Credit Card payments.
• Prepared invoices and payment receipts for customer insurance premium payments.
• Assisted with operations related to policy issuance and commission disbursement.
• Distributed over 3,000 policy documents, ensuring timely and secure delivery to customers
• Supported daily administrative and operational tasks to maintain smooth workflow efficiency.
• Achievements:
o Distributed over 500 policy documents monthly with 100% on-time delivery.
o Assisted in policy issuance and commission disbursement, ensuring timely and accurate processing
in collaboration with internal teams.
Januari 2024 - Februari 2025
Finance
PT Permata Graha Nusantara • Magang
1. Prepared and analyzed the company’s budget realization, ensuring 95% accuracy in tracking
departmental expenditures.
2. Contributed to the preparation of the annual financial report, achieving over 90% accuracy in key
financial ratios, including ROA, ROI, and ROE.
3. Managed the collection and organization of 500+ supporting documents and invoices for audit readiness,
ensuring timely and structured submission to external auditors.
4. Utilized Excel formulas to carry out financial calculations with a precision rate exceeding 90%.
5. Prepared year-end accrued expense listings to support accurate financial closing
Januari 2024
Brevet Pajak AB
Politeknik Keuangan Negara STAN • SERT-2651/PKN/2024
Selama pelatihan, saya mendapatkan pengetahuan teoritis dan praktis terkait pajak penghasilan, pajak pertambahan nilai (PPN), serta jenis-jenis pajak lainnya. Kegiatan ini mencakup topik-topik seperti: Dasar-Dasar Perpajakan, Pajak Penghasilan (PPh), Pajak Pertambahan Nilai (PPN), Pembukuan dan Pelaporan Pajak dan Studi Kasus.