Curriculum Vitae
Nuraini Septiana
Dynamic professional with 12+ years of experience in the financial industry specializing in consumer credit and<br /> leveraging data-driven decision-making to drive business growth. Currently expanding expertise in Data Science and Machine Learning with proficiency in Python, SQL, Tableau, and machine learning techniques.<br /> Demonstrated ability to manage large sales teams, maintain portfolio quality, and achieve consistent revenue growth.
November 2011
Universitas Gadjah Mada
S1 • Ilmu Komunikasi • IPK 3.52
Januari 2024
Unsecured Loan Manager
PT Bank Mandiri (Persero) Tbk • Full Time
Managed a sales team of ~50 individuals to achieve monthly targets: Personal Loan (min 50 billion IDR) and Credit Card (min 100
new cardholders).
Oversaw credit portfolio quality: Personal Loan Balance (1.7 trillion IDR) and Credit Card Balance (300 billion IDR) with NPL < 2%.
Achieved minimum annual growth of 16% in ending balances.
Media
Juni 2021
Relationship Manager Micro
PT Bank Mandiri (Persero) Tbk • Full Time
Establishing relationships between the bank and its corporate partners, specifically with the HR or finance departments, to effectively
penetrate employee loan offerings.
Agustus 2016
Micro Banking Manager
PT Bank Mandiri (Persero) Tbk • Full Time
Leading a small team of 8 members, consisting of sales and admin staff, to ensure monthly targets are achieved in the micro banking
segment, including employee loans and business loans.
Ensuring credit quality remains above 90% performing loans and maintaining an NPL (Non-Performing Loan) below 1%
Maret 2016
Staff Development Program
PT Bank Mandiri (Persero) Tbk • Full Time
Intensive banking training for internal staff being prepared for promotion to managerial positions.
Juli 2012
Pelaksana EDC Parameter & Maintenance
PT Bank Mandiri (Persero) Tbk • Full Time
Maintained electronic data capture systems for merchant transactions, ensuring operational efficiency.
Agustus 2024
TOEFL ITP
ETS • 13867380
Score 510